What Vision Insurance Should I Choose?

In our experience, patients typically benefit between two insurances: Vision Care Direct (VCD) and Primary Vision Care Services(PVCS). These two insurances offer the most benefits for patients and doctors, allowing your health care team to effectively and properly care for your vision without taking short cuts. 

These two plans have two things in common: 

1) They provide the best benefits for patients in the exam room and in optical 

2) They are created and run by Oklahoma residents just like you. Who knows what Oklahomans need more than Oklahomans themselves?

Both plans can be offered by your employer, however, they both have individual plans you can purchase without your employer.

You can sign up for an individual plan for Vision Care Direct here.

You can sign up for an individual plan for Primary Vision Care Services here.

You can learn more about the two plans and what they offer by clicking the links below:

Vision Care Direct

Primary Vision Care Services





Read a summary of their plans and benefits in the table below:

Vision Care Direct (VCD)

Primary Vision Care Services (PVCS)

Vision for Okalahomans, by Oklahomans

Vision for Okalahomans, by Oklahomans

Individual + Family Plans

Individual + Family Plans

Do not need to buy through employer

Do not need to buy through employer

Tiered Plans for Upgraded Coverage

Unlimited use of benefits

LASIK Benefit

LASIK Benefit

Glasses OR Contacts 1x a year

Glasses AND Contacts - Unlimited

Benefit for Medically Necessary Contacts

Benefit for medically necessary contacts

Premiums (Cost / Month)

Premiums

Single

$5.94 - $24.30

Premiums through employer may vary

2 Members

$11.00 - $43.94

Single

$14.99

3 Members

$17.01 - $67.27

2 Members

$24.99

4 Members

$22.30 - $87.82

3+ members

$34.99

Coverage and Copays

Coverage and Copays

Exam

$54

Eye Exam

$0 - Unlimited

Contact Lens Fitting

$0

Contact Lens Fitting

See Below Chart*

Frame Coverage

Up to $130

Frame Coverage

Wholesale Cost*

Contact Lenses

Up to $130

Contact Lenses

Wholesale Cost*

Medically Necessary Contacts

$250 Copay

Medically Necessary Contacts

$300 Copay


*Contact Lens Fitting Coverage & Copay for PVCS

For First Time Wearers: Contact lenses have a copay of $50 for soft contact lenses, $75 on rigid or gas permeable lenses, and $150 on hybrid contact lens fittings.

Subsequent yearly visits will be $0 copay unless you change the brand of contacts you are in. 

*Wholesale Cost for Frames - PVCS

Wholesale cost is defined as “cost for the practice to purchase plus shipping and fees”. Patients can save up to 60% off of their frame purchase. Example: Purchase price for the practice, or the “catalog price”, is $39.99. Shipping to the practice is $5.00 + $5.00 in sales tax. The patient wholesale cost of these frames would be $49.99, compared to the $80 retail price.

*Wholesale Cost for Eyeglass Lenses- PVCS

Wholesale cost for lenses is defined as "the local or customary wholesale laboratory posted rate sheet for eyeglass lenses and options, plus applicable shipping costs and sales tax". 
*Wholesale Cost for Contact Lenses - PVCS
Wholesale cost for contact lenses is defined as "the manufacturers or distributor's published wholesale charge for any materials costs incurred, price per lens or per box plus applicable shipping and sales tax.


Locations

Find us on the map

Hours of Operation

Lawton - 4250 NW Cache Road | (580) 355-2020

Monday - Friday:

8:00 am - 6:00 pm

Saturday:

9:00 am - 2:00 pm

Sunday:

Closed

Downtown Lawton - 409 SW C Ave. | (580) 248-5280

Monday - Thursday:

8:00 am - 5:00 pm

Friday - Sunday:

Closed

Newcastle - 918 NW 32nd | (405) 387-4884

Monday - Friday:

8:30 am - 12:30 pm

1:30 pm - 5:30 pm

Saturday, Sunday:

Closed